Mindful Money
Digital Advisor

Goal-Based Planning. Digital Experience.
Responsible Investing.

Not everyone is ready for, or wants, a personal financial advisor.

But, everyone benefits from goals-based planning, saving more, and a simple investment process. Let Mindful Money Digital Advisor design the portfolio that’s right for you.

Goals-Based Financial Planning: Begin with the End in Mind

Every Mindful Money Digital account begins with one of your goals. Where are you trying to go?

  • Creating a Safety Net
  • Planning for Retirement
  • Saving for a Major Purchase
  • Saving for your Child's Future College Education
  • General Investing
  • Managing a Trust

Easy to Use Digital Platform

Our Betterment partnership enables professional management without a personal advisor.

You manage your plan. We design your portfolios. Our partner, Betterment, automates the details.

This enables us to help families who have less complex financial situations help themselves.

Do Well and Do Good with E.S.G. Portfolios

Investing well and incorporating your social values are not mutually exclusive. Investors are increasingly applying the non-financial factors (Environment, Social, & Governance) in the investment process, by: 

  • Emphasizing sources of higher returns - while minimizing turnover and trading costs
  • Evaluating sustainability metrics across ALL major industries
  • Emphasizing companies that act in socially and environmentally sound ways
  • Excluding (or underweighting) companies with poor ESG performance

Simplified Evidence-Based Investments

We start with our core investment philosophies: Goal-appropriate asset allocation; broad diversification; and regular rebalancing. 

We seek to improve client portfolio returns by applying academic evidence in portfolio construction. We diversify across many holdings and lean-in to smaller, lower price, and higher profitability companies. 

We improve client after-tax returns through clear tax management. We employ tax-lot tracking which enables better tax-loss harvesting. We manage taxable yield and use asset location strategies to reduce your tax burden.

Let us help you open or transfer your:

  • Personal Account
  • Joint Account
  • IRA & Roth IRA
  • 401k Rollover
  • Trust Account

On-Going Support: Digital Financial Education
and Live Group Q&A

Financial Freedom starts with education. We have a complete package of Financial Education Courses to boost your knowledge on a variety of financial topics and help you make better decisions.

Mindful Money Digital clients are invited to join Mindful Money Live, our Private Facebook Community, to get the extra help they need. Once a month we host a call to take members through our scheduled maintenance approach to personal finance and make ourselves available to answer the sticky money questions.

New To Digital Advisor?

Our system will walk you through all the steps to get your accounts set up or transferred. Get started today.

Account Setup For First-Time Users

Existing Clients: Welcome Back

Already have a Mindful Money Digital Advisor account? Fantastic. You can use this link to log in at any time.

Log In to MM Digital Advisor

The opinions voiced and all accompanying materials are for general information only and are not intended to provide specific advice to any individual. Past performance is no guarantee of future results. All indices are unmanaged and cannot be invested into directly. Investing involves risks including possible loss of principal. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. Financial Planning and Investment Advice are offered only to clients who have signed an advisory services agreement with Mindful Money, a registered investment advisor. Mindful Money may render no advice without an advisory services agreement in place.